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Term Life Insurance

Term insurance protects you for a period of time specified within the policy. Premiums are relatively inexpensive when you are younger, but each time you renew the term, premiums will increase to reflect your age and health at that time. Many policies require that you present evidence of insurability at renewal to qualify for the lowest rates. Many are also convertible to permanent life policies -- whole or universal -- when you are able to afford the premiums required for a cash value policy.

You should consider a term life insurance policy if you are:

  • Young and looking for low-cost coverage.
  • Purchasing a home or car, where the financial burden of a loan will disappear in time.


American United Life Insurance Company® is authorized to conduct Life Insurance business in every state of the United States except New York. Airey Insurance and Financial Services has agents who are licensed and authorized to conduct Life Insurance business in IN,IL,MI,OH,CA,KS and ID. Airey Insurance and Financial Services also has Representatives who are licensed and authorized to conduct securities related business in IN,IL,MI,CA,IA,MO,and TX. This Web Site is in no way to be construed as an offer for the sale of insurance or securities product in unauthorized states or countries.

Securities offered through OneAmerica Securities, Inc., Member NASD, SIPC, a Registered Investment Advisor, 200 West 84th Drive, STE B, Merrillville, IN, 46410, 219-650-4050, which is not affiliated with Airey Insurance and Financial Services, Inc. OneAmerica Securities, Inc. is a wholly owned subsidiary of American United Life Insurance CompanyŽ


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